Compare home loan offers and get help until disbursal
Buying a flat, builder floor, resale home or plot with construction? We compare banks and housing finance companies for your profile, check eligibility before you apply and handle the bank follow-up.
- Rates from
- 7.10% p.a.
- Funding
- Up to 90% of property value
- Tenure
- Up to 30 years
- Lenders compared
- 30
Compare home loan offers
Indicative rates and charges. Tap Get this offer and an advisor will check your eligibility with that lender.
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State Bank of India
Public Sector BankInterest rate 7.25% – 8.95%- Processing fee
- ₹0 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Affordable home loan with long tenure, low EMI and transparent processing.
- Low interest rate
- Long repayment tenure
- Overdraft/MaxGain option
- No prepayment penalty
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Central Bank of India
Public Sector BankInterest rate 7.10% – 9.10%- Processing fee
- ₹0 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Public sector home loan with affordable rates and low processing charges.
- Affordable rates
- Long repayment tenure
- Low processing charges
- Public sector bank support
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Bank of Baroda
Public Sector BankInterest rate 7.20% – 9.20%- Processing fee
- ₹5900 – ₹10080
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Public sector bank home loan with affordable EMI options.
- Public sector bank trust
- Affordable EMI
- Long tenure
- Transparent charges
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Bank of India
Public Sector BankInterest rate 7.10% – 8.85%- Processing fee
- ₹2500 – ₹20000
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan solution with competitive rates and long repayment tenure.
- Competitive interest rate
- Long repayment tenure
- Simple approval
- Trusted bank
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Union Bank of India
Public Sector BankInterest rate 7.15% – 9.75%- Processing fee
- ₹0 – ₹15000
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with flexible repayment and public sector bank trust.
- Low charges
- Long tenure
- Flexible repayment
- Public sector bank support
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Bank of Maharashtra
Public Sector BankInterest rate 7.10% – 9.40%- Processing fee
- ₹0 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with competitive interest rates, flexible repayment tenure and transparent processing.
- Competitive rates
- Flexible tenure
- Simple documentation
- Transparent process
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IDBI Bank
Private BankInterest rate 7.75% – 10.35%- Processing fee
- ₹5900 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with flexible repayment and easy documentation.
- Flexible repayment
- Easy documentation
- Long tenure
- Top-up option
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HDFC Bank
Private BankInterest rate 7.15% – 9.00%- Processing fee
- ₹0 – ₹5900
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Fast home loan approval with flexible repayment options.
- Fast approval
- Flexible repayment options
- Doorstep documentation
- Top-up loan available
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Bajaj Housing Finance
NBFCInterest rate 7.20% – 17.00%- Processing fee
- Up to 4% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Housing finance option for high-ticket home loan requirements.
- High ticket loan
- Fast approval
- Flexible policy
- Top-up available
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ICICI Bank
Private BankInterest rate 7.30% – 8.50%- Processing fee
- ₹5900 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan solutions for salaried and self-employed customers.
- Quick eligibility check
- Digital process
- Flexible EMI options
- Top-up facility
-
Axis Bank
Private BankInterest rate 7.30% – 8.50%- Processing fee
- ₹5900 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan option with quick processing and flexible tenure.
- Quick processing
- Simple documentation
- Flexible repayment
- Competitive interest rates
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LIC Housing Finance
Housing Finance CompanyInterest rate 7.15% – 9.00%- Processing fee
- ₹5900 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Housing finance option with trusted brand support.
- Trusted housing finance brand
- Long tenure
- Flexible EMI
- Property finance support
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PNB Housing Finance
Housing Finance CompanyInterest rate 8.50% – 15.00%- Processing fee
- ₹0 – ₹11800
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan for salaried and self-employed customers with flexible eligibility and easy documentation.
- Flexible eligibility
- Housing finance support
- Top-up available
- Simple documentation
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Kotak Mahindra Bank
Private BankInterest rate 7.50% – 9.00%- Processing fee
- ₹5000 – ₹11800
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with competitive rates, fast processing and flexible repayment options.
- Fast processing
- Competitive rates
- Flexible repayment
- Digital support
-
Federal Bank
Private BankInterest rate 8.65% – 10.25%- Processing fee
- ₹5900 – ₹15000
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with simple documentation, flexible tenure and attractive rate options.
- Simple documentation
- Flexible tenure
- Attractive rates
- Quick eligibility check
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IDFC First Bank
Private BankInterest rate 8.85% – 12.00%- Processing fee
- Up to 3% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with digital process, flexible eligibility and quick approval support.
- Digital process
- Quick approval
- Flexible eligibility
- Easy documentation
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Tata Capital
NBFCInterest rate 7.99% – 10.55%- Processing fee
- Up to 0.5% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with flexible policy, quick processing and funding as per eligibility.
- Flexible policy
- Quick processing
- Top-up option
- Easy documentation
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RBL Bank
Private BankInterest rate 9.00% – 12.00%- Processing fee
- Up to 1.25% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with flexible eligibility, simple process and repayment options as per profile.
- Flexible eligibility
- Simple process
- Repayment flexibility
- Profile based funding
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GIC Housing Finance
Housing Finance CompanyInterest rate 8.25% – 12.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with easy documentation, competitive rates and flexible tenure.
- Housing finance support
- Competitive rates
- Flexible tenure
- Easy documentation
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Godrej Housing Finance
Housing Finance CompanyInterest rate 7.55% – 13.00%- Processing fee
- ₹0 – ₹11800
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with simple process, flexible eligibility and customer-friendly repayment.
- Customer-friendly process
- Flexible eligibility
- Simple documentation
- Quick support
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L&T Finance
Housing Finance CompanyInterest rate 7.65% – 15.00%- Processing fee
- Up to 3% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 20 Years
Home loan with flexible policy, quick processing and funding as per eligibility.
- Flexible policy
- Quick processing
- Funding support
- Easy repayment options
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IIFL Housing Finance
Housing Finance CompanyInterest rate 8.75% – 12.00%- Processing fee
- Up to 1.75% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with flexible eligibility, fast approval and support for different income profiles.
- Flexible income policy
- Fast approval
- Top-up available
- Multiple profile support
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Yes Bank
Private BankInterest rate 9.00% – 12.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with competitive rates, simple documentation and flexible repayment.
- Competitive rates
- Simple documentation
- Flexible repayment
- Quick processing
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Bandhan Bank
Private BankInterest rate 7.80% – 9.00%- Processing fee
- Up to 0.25% of loan amount
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with attractive rates, flexible tenure and easy documentation.
- Attractive rates
- Flexible tenure
- Easy documentation
- Customer support
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Aavas Housing Finance
Housing Finance CompanyInterest rate 10.00% – 14.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan for salaried, self-employed and informal income customers.
- Informal income support
- Flexible policy
- Affordable EMI
- Simple documentation
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Aadhar Housing Finance
Housing Finance CompanyInterest rate 9.50% – 13.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with simple documentation, flexible eligibility and affordable EMI.
- Affordable housing support
- Simple documentation
- Flexible eligibility
- Easy EMI
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Aditya Birla Housing Finance
NBFCInterest rate 7.60% – 11.00%- Processing fee
- 0.30% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan for purchase, construction and renovation with competitive rates.
- Competitive rates
- Flexible eligibility
- Easy documentation
- Quick processing
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Shubham Housing Finance
Housing Finance CompanyInterest rate 10.00% – 15.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with flexible income assessment for eligible customers.
- Flexible income assessment
- Easy documentation
- Affordable EMI
- Quick support
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True Home Finance
Housing Finance CompanyInterest rate 9.50% – 14.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- Up to 90% of property value
- Tenure
- Up to 30 Years
Home loan with flexible eligibility, simple processing and long tenure.
- Flexible eligibility
- Simple processing
- Long tenure
- Affordable repayment
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DCB Bank
Private BankInterest rate 9.50% – 13.00%- Processing fee
- Up to 1% of loan amount
- Loan amount
- As per eligibility and property value
- Tenure
- Up to 30 Years
Home loan with competitive rates, flexible repayment and simple documentation.
- Competitive rates
- Flexible repayment
- Simple documentation
- Profile based funding
Rates are per annum and indicative, taken from lender information and updated periodically. The final rate, amount and charges are decided by the lender based on your profile.
What you get with a home loan through MyFinanceCare
Lower rate for your profile
Your CIBIL score, income type and property decide the rate. We show you which lenders price your profile best before you apply.
Up to 90% funding
Most lenders fund 75–90% of the property value depending on the loan amount. We work out what you can realistically get.
Long, flexible tenure
Repay over up to 30 years, with part-prepayment and step-up options where the lender allows.
All property types
Ready, under-construction, resale, builder floor, freehold and plot-plus-construction cases.
Salaried and self-employed
Salary slips or ITR, GST and banking: we match you with lenders whose policy fits your income proof.
One person to follow up
One advisor handles file login, legal and technical checks, sanction and disbursal with the bank.
- Ready-to-move flat
- Under-construction property
- Resale home
- Builder floor
- Plot + construction
- Renovation & extension
Eligibility
- Age 21–65 years at loan maturity (varies by lender)
- Salaried: stable job, usually 2+ years total experience
- Self-employed: business running for 3+ years with ITR
- CIBIL score of 700+ gets the best rates
- Existing EMIs are counted when working out your eligible amount
Documents you'll need
- PAN card, Aadhaar card and photographs
- Salaried: last 3 salary slips, Form 16, 6 months bank statement
- Self-employed: 2–3 years ITR with computation, GST returns, 12 months bank statement
- Property: sale agreement / allotment letter, title chain, approved map
Exact documents vary by lender and profile. Your advisor will share the final list.
Questions people ask
What is a home loan?
A home loan is a secured loan from a bank or housing finance company to buy, build, renovate or extend a residential property. The property stays mortgaged with the lender until the loan is fully repaid.
What is the lowest home loan interest rate right now?
Rates currently start at around 7.10% per annum. The rate you get depends on your CIBIL score, income profile, loan amount, property type and lender policy.
How much home loan can I get?
Usually up to 90% of the property value for smaller loans and 75–80% for larger loans, limited by your income and existing EMIs.
What is the maximum tenure?
Most lenders offer up to 30 years, subject to your age and retirement age.
Can self-employed people get a home loan?
Yes. Business owners, professionals, traders and shop owners can apply based on ITR, GST, banking and business stability.
Do you charge for your advice?
Comparing lenders and checking eligibility with us is free. Lender charges such as processing, legal and valuation fees are paid to the lender as per its policy.
Get help with your home loan
Share a few details and an advisor will call you back.
Not sure which loan or lender is right for you?
Call or WhatsApp an advisor. It takes five minutes and there is no obligation.